CHIME BANK

Do you have a separate bank account for your business?

I don’t have a “business” account per se, but I have a separate checking account for all business-related transactions. That way I can easily track my business expenses, profits etc.

I’ve been using @chime for over 2 years now and I must say that I’m very satisfied with their service. I even had my husband setup his own chime account.

What I love about chime✨

– the ease of opening a bank account online – you get a Visa Debit Card and an online account that can be managed entirely from your phone!

– no fees to sign up, no overdraft, no monthly or service fees, no minimum balance fees, no transaction fees, and no card replacement fees either! They do charge $2.50 for out of the network or over the counter cash withdrawal but the last time I had to withdraw cash, they waived my fee! what’s not to like?!

– gets you your paycheck up to 2 days early with direct deposit

– I can get my poshmark earnings same day! If I transfer funds around 9am, it’ll appear in my account before 5pm same day!

– excellent customer service – their support team responds in a timely manner, reliable and helpful! They pay close attention to issues specially disputes or unauthorized payments.

– they let you know if there’s any malicious activity in your account (that’s how I found out someone was trying to use my account to purchase over $2k items on ThredUp)

– international transactions are allowed – I was able to use my card to purchase a gift for my dad through a local shopping website in the Philippines.

– they have “spot me” feature that lets you make debit card purchases that overdraw your account with no overdraft fees. Limits start at $20 and can be increased up to $100.

Too good to be true?

Here’s more!

Get $75 when you enroll and join chime through my link! 

Haven’t decided yet? No problem! Share or save this blog post and come back later!

XO,

Danee

#ChimeInTheWild #chime #onlinebanking #sortinghangers #resellertips

Leave a Comment

  1. Danielle McWilliams wrote:

    Hi I see that you posted this blog quite some time ago I was curious if Poshmark is considered eligible as a direct deposit into my chime account you can email me back if you’d like at daniellewhipkey04@gmail.com or on poshmark @d_whipkey I’ve never posted on a blog/website before and I’m not sure if I will get notified if you comment back on here I’m going to save your page under favorites tho lol like i said this is a first for me. I just finally found someone talking about poshmark and chime and am really curious if it will count because I get a good amount of money monthly from selling on poshmark but other than that no other income (direct deposit). I’m a stay at home mom with my two year old and newborn currently. Also I was hoping take advantage of the credit builder card but in order to do that I need to have an eligible direct deposit. Thank you for your time I’m sorry this comment is so long as well. Such a beautiful website dear! I love the set up! Also thank you for all of the info you provided as well.❤️

    Posted 6.11.22 Reply
    • sortinghangers wrote:

      Hi Danielle, thanks for dropping by my site. While Poshmark earnings are NOT considered direct deposit (direct deposit is a salary-based transfer from a bank), you can still use your chime account to transfer your Poshmark earnings. A credit builder card is offered to a chime account holder if they see that you have money coming in regardless of whether it’s a direct deposit or not. So the more you sell, the more money transferred to chime, the better. In no time, they’ll offer you the credit builder card. Hope this helps.Thanks!

      Posted 9.24.22 Reply